The best prepaid phone plans are flexible, cheap, and straightforward, without sacrificing the perks and data you need. These alternative wireless carriers have rapidly grown in popularity over the last few years, as high-speed data has become more ubiquitous and unlocked phones are nearly the norm. In addition to offering great coverage, these wireless plans can be cancelled at any time, which means you aren’t tied down by some complicated (and expensive) contract.
It’s no wonder that the Big Three carriers — Verizon, T-Mobile, and AT&T — have begun buying up MVNO carriers like there’s no tomorrow. This is good news to you, as it simply means you’re getting the same great coverage provided by these larger phone companies at a much lower cost. Of course, prepaid carriers aren’t perfect. Your service could get deprioritized if the network is busy, and you might lose out on some of the customer service and perks offered by larger carriers. But the competition is heating up, and with prices this low, switching to a prepaid carrier is becoming more and more tempting. Don’t take our word for it, keep reading for a list of the best prepaid phone plans that money can buy.
At a glance
From $15/mo. Mint Mobile
Best overall
Mint Mobile continues to be the top prepaid carrier of choice. Since it is now a part of T-Mobile, things are only looking better. You get family and individual plans and plenty of savings in the long run.
Read more below.
From $5/mo. at Tello
Best budget
Tello offers some of the cheapest prepaid plans available, with bottom-of-the-barrel prices that seem too good to be true. The coverage is reliable since it uses T-Mobile’s network and the selection of phones as well as plans is fantastic.
Read more below.
From $5/mo. at US Mobile
Best for customization
If you like to customize plans according to your own needs, US Mobile is perfect. You get plans that start with 500MB of data, 500 texts, and 500 talk time minutes per month. Curate your own plan with unlimited offerings giving you more if you want.
Read more below.
Best overall
For a carrier that offers four plans and three term lengths, Mint Mobile is surprisingly easy to understand. The basic premise is that the longer a term you’re willing to get, the cheaper your monthly cost will be. That means you cut a bigger check upfront, but you don’t have to pay again for multiple months. Now officially owned by T-Mobile, Mint Mobile uses that larger carrier’s network with full access to 5G, so for most people, coverage and speeds will be great.
Mint’s cheapest plan comes with 4GB of high-speed data with unlimited talk and text. If you’re a light user, this is the place to start, and if you end up going over 4GB there’s no need to worry. Our Mint Mobile review found that speeds slow down to about 500kbps after you’ve used your data. This includes the unlimited plan that comes with 35GB of high-speed data. If you need more than that consistently, Mint Mobile isn’t the right choice.
One thing to keep in mind is that Mint offers an introductory price which works out to the 12-month rate for three months. Then after your first three months, you can decide for how long you’d like to renew for, and if you can save by switching to a smaller plan. Mint Mobile also has a penchant for promotions, so there’s a good chance you can try it out for even less, especially if you bundle your wireless service with one of the best Android phones.
Best budget
Tello manages to be a likable carrier thanks to its straightforward plans and low costs. Tello also allows you to tailor your plan to a perfect fit, with a wide range of data options that mostly end up cheaper than other carriers. You can even save a few bucks by going with a smaller number of minutes if you mostly text or use messaging apps. Tello also includes fees, so your bill should be a close match to your plan price.
Tello has configured four plans as starting points, with an Economy plan coming in at $10 per month with unlimited minutes, texts, and 1GB of data. If you spend most of your time on Wi-Fi, this plan could be all you ever need. The unlimited plan comes in at $29, and has up to 25GB of high-speed data. While less than competitors like Mint, 25GB is plenty for many people even if the amount doesn’t quite earn the unlimited name.
Tello uses T-Mobile’s network, so you’ll get full access to 5G including mid-band if you have a compatible phone. Speaking of phones, T-Mobile’s network means that just about any unlocked phone should work, though some carrier-specific models may not get the full spread of 5G bands.
Best unlimited
Visible is a prepaid carrier from Verizon that offers two affordable unlimited plans. Unlike many other prepaid unlimited plans, there is no hard cap with slower data after, you can use as much data as you want. This works by lowering the priority of data on Visible compared to Verizon, so in a side-by-side comparison, a Verizon plan will almost always come out ahead. Still, our Visible review found the carrier to offer plenty of speed for day-to-day usage, though this will vary depending on the strength of the Verizon network in your area.
Although they ditched their popular Party Pay promotion, Visible recently dropped the price of their basic plan from $40 to $30 per month, and they added a new pricing tier called Visible Plus for $45 per month. Both plans offer 5G Nationwide coverage and unlimited talk, text, and data, not to mention an unlimited mobile hotspot, but the Visible Plus plan also introduced Premium Network data and unlimited calling to over 30 countries worldwide and texting to over 200.
The drawback is that Visible has a much more limited list of compatible phones compared to a T-Mobile-based carrier. You can check your phone before completing your purchase to be sure. For the most part, all modern iPhones will work, as well as the biggest names in Android like the Pixel 8 series and Galaxy S devices starting with the S24 series. Some older devices are also compatible, so it’s worth checking your IMEI at Visible.com.
Best for customization
US Mobile offers SIM cards for the Verizon and T-Mobile networks, but to get the most out of the carrier, Verizon is the preferred choice. T-Mobile SIMs work as expected, but don’t get as much priority data. While US Mobile originally stuck to a fully custom plan structure, its newer unlimited plans steal the spotlight when it comes to value. You can even save when you bring multiple lines with unlimited.
The cheaper of the unlimited plans is called Unlimited Basic, and gets 30GB of premium data on Verizon’s network with C-band 5G. This cell phone plan starts at $35 per month with one line, but goes all the way down to $20 per line with four lines.
If you want more priority data, Unlimited Premium takes that number up to 100GB. This plan also comes with 50GB of hotspot data and 10GB of international data. It comes in at $45 for a single line, and $30 per line with four lines. If you bring at least three lines, you also get a free subscription, such as Netflix or PlayStation Network. If you bring four lines, you get another subscription. If your family likes to stream, these perks can be a great bonus. One thing to note is that US Mobile does charge a bit extra for fees and taxes depending on your location, so don’t be surprised to see your bill a bit higher than the base plan price.
Best for families
Cricket Wireless is a prepaid carrier owned by AT&T, and is one of the best options for getting cheaper service on the AT&T network. The fact of the matter is that some people just get more consistent coverage on the AT&T network, so it’s nice that Cricket offers competitive rates with the option for premium data on its most expensive plan. Still, its cheaper plans are more compelling and if you are bringing four lines, you can even go unlimited for $25 per line.
Cricket has four main plans starting with 5GB of data on the low end for $30 per month. That bumps up to $40 for 10GB. The cheaper of the two unlimited plans starts at $55 and even comes with international texting. The data on this plan is a lower priority than many AT&T plans, so if you live in an area with a lot of AT&T users, you may notice longer load times. If you want to avoid that deprioritization, the $60 unlimited plan comes with premium data as well as 15GB of hotspot data. You also get upgraded to HBO Max with ads.
Cricket has multi-line savings as well as a $5 autopay discount for its three largest plans. Cricket also includes its taxes, so there’s no surprise when you’re ready to check out. Cricket has access to AT&T’s 5G network, though it’s limited to just the slower nationwide network. This means that mmWave and mid-band 5G aren’t currently supported by the carrier. While coverage on these networks is still limited, it would have been nice to see the extra capacity put to use.
Best high-speed data
Metro by T-Mobile has plans resembling those offered by the carrier with a few unique advantages. For one thing, taxes are included in your price, so you don’t have to go through a lengthy account creation process to see your final price. Metro’s plans are also a bit more straightforward, with all plans getting unlimited data.
The cheapest Metro plan comes with 5GB of high-speed data for $40 per month. Since you still get 2G speeds after you use up that data, you still get access to all of your messages and emails even if you blow through your data before the end of the month. Most people will be interested in the $40 unlimited plan though. This plan is refreshingly basic, though it would have been nice to see some hotspot data like what T-Mobile Prepaid offers. Still, your speeds remain high with up to 35GB of usage in a month.
The next plan up adds 5GB of mobile hotspot data plus 100GB of Google cloud storage for $50 per month. If you want more, $10 more gets you 20GB of hotspot data and unlimited texting to over 210 countries worldwide.
Find a prepaid plan that fits your needs
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The best prepaid plan for you really comes down to your specific needs so the first thing to do is think about how you use your phone. You’ll also want to make sure you buy one of the best Android phones unlocked instead of from a carrier, so you can easily switch carriers when you find a better deal. Carriers also tend to lock customers in with two or three-year payment plans on phones.
If you need a ton of data for cheap, Visible is a great starting point. Still, Visible will struggle more in congested areas, so getting a plan with some premium data such as US Mobile’s Unlimited premium may be worth the extra cost for you. Finally, if you don’t need truly unlimited data, Mint Mobile continues to be one of the best values with a simple way to save and great phone compatibility.
